Anthony Joseph Amaradio Eplains How You Can Reduce Your Debt By Using Faith

Nov 14, 2026

In order to be a good steward, God requires the responsible management of capital, as it is all his, “The earth is the Lord’s, and everything in it.” Psalm 24:1.

Aliso Viejo, California, United States, November 14, 2026 -- Nobody wants to spend more money than they earn, yet this seems almost impossible in today's economy. Additionally, when a person borrows money, they also take on the responsibility of paying it back. The inspiring financial strategist and founder of Select Portfolio Management, Anthony Joseph Amaradio, takes a look at this responsibility, and the various ways of being frugal in a faithful manner. Only when one implements a diligent budgeting method and dedicated stewardship, one's unwanted debts can be repaied using a spiritually fulfilling process that benefits the entire family.

Those overburdened by debt are often forced to turn to consolidators and creditors for assistance. In doing so, only the symptoms are treated, not the formed habits that caused the financial shortcomings. Amaradio suggests that individuals should instead turn to their churches, a surprisingly exceptional source of consultation for responsible and faithful wealth management. With non-mortgage debt eclipsing $2.4 trillion nationwide, religious establishments, Christian radio stations and community outreach groups have begun supplementing financial counsel into their spiritual messages. The senior pastor of Southeast, one of the largest nondenominational churches in the country with over 18,000 worshippers each weekend, believes it is his obligation to do so, “For a church not to provide a service for people who are suffocating from too much debt would be equivalent to burying our head in the sand.” More than 39,000 churches currently offer a mix of basic budget planning, household cost cutting, and deficit management techniques.

Faith based debt reduction provides rules to force changes in spending and saving, and turns to the Bible for context and motivation. In order to be a good steward, God requires the responsible management of capital, as it is all his, “The earth is the Lord’s, and everything in it.” Psalm 24:1. Amaradio notes that the largest difference between Christian and secular financial planning is the importance placed on tithing and generous giving. Even in times of economic hardship, one-tenth of all household income should be given to the Lord. Philanthropy is also seen as a way to show devotion, and if at all possible, should be incorporated into any budget as a priority. Debt consolidation, however, is not recommended, because it benefits the lender more than the borrower, and statistics show that over three quarters of credit card debt grows back after being consolidated. By committing to a faith based, written plan, overspending habits can be successfully changed and debt can be successfully paid off.

Anthony Joseph Amaradio is a financial expert, philanthropist, and the founder of two innovative firms, Select Portfolio Management, Inc. and Select Money Management, Inc. After years of assisting clients in establishing, planning, and managing assets, Amaradio recognized the need for a comprehensive, integrated wealth management system. As a result, his handpicked team is responsible for the development and implementation of the most advanced financial and tax strategies available today. In 2009, he and his wife co-authored, “Faithful with Much: Breaking Down the Barriers to Generous Giving.” The inspirational book received exceptional reviews, and shares the couple’s compelling journey to understanding God’s will about money and possessions.

Anthony Joseph Amaradio - Visionary & Strategic Philanthropist: http://anthonyamaradionews.com

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Indian GM seizes lead in Misamis Occidental international chessfest
Nov 14, 2026

Indian GM seizes lead in Misamis Occidental international chessfest

SINACABAN, Misamis Occidental — Grandmaster Chakraborty Mayank of India defeated Filipino International Master Paulo Bersamina on their top board duel, Nov. 14 to seize the solo lead after five rounds of the Misamis Occidental Philippines International Chess Championship at the AMORAP Aquamarine Park  here. The second board match between Grandmaster NR Vignesh and Soham Bhattacharyya of India, meanwhile, ended in a draw, as well as the all -Filipino bout on board 3 between International Master Jan Emmanuel Garcia and FIDE Master Phil Martin Casiguran. They all carded 4 points in the company of GM Nguyen Duc Hoa of Vietnam and the Filipino pair of GM Daniel Cuizon and IM Christian Gian Carlo Arca who all won their respective fifth round matches against Russian IM Miroslav Vlasenko and local boys Mardonio Fuentes and Edmundo Gatus. The country's only Woman Grandmaster Janelle Mae Frayna held off the top-seeded Macedonian GM  Evgeny Romanov to a draw to join a big bunch of 3.5 pointers, including Filipino GM Darwin Laylo, Indian FIDE Master Bastar Batbaatar and veteran Filipino IM Ronald Bancod. Trailing Bersamina (4 points) by half a point, the 17-year-old Indian sensation Mayank (3.5 points) appeared to be in the receiving end of an Open Sicilian defense opening when the Filipino gave up a pawn to open the a-file for a strong Queen-size attack. But Mayank expertly maneuvered the white King in an exciting middle game en route to a safe haven in the opposite side of the board. He later gained another pawn and threatened a third pawn capture with a Queen-to-Queen that led to Bersamina's resignation after 51 moves in the face of the opposition's unstoppable two connected passed pawns. "Actually, may advantage si Bersamina at may chance manalo hindi lang nya natira ang crucial b3 move naunahan pa sabog sana ang posisyon," later commented Asia's first Grandmaster Eugene Torre in a casual conversation with the Manila Times. On board 2, a daring pawn thrust by the white-wielding GM N R Vignesh to the 6th rank complicate matters, but not enough to scuttle his countryman Bhattacharyya who survived in a 38-move draw of a Nimzo Indian defense Rubinstein variation. Playing white on board 3, Garcia's experience as a three-time Olympiad campaigner was evident in his Reti Opening encounter with the 15-year-old Casiguran, employing the Nimzowitsch Larsen Attack. But the young blood from the famed Dasmariñas Chess Academy, who earlier upset GM Laylo, saw a theoritical book draw in a Rook-Knight versus lone Rook without pawns endgame. After seven hours and over 100 moves as the last pair left in the playing venue, Casiguran cleverly claimed the 50-move rule draw, despite a Rook-taking skewer by Garcia. The nine-round Swiss system tourney took a Saturday afternoon break with the Misamis Occidental tourism staff guiding the participants to a tour to the enchanting Global Garden up in the Highlands of Tangub City among other tourist destinations in the province.

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